Medium level hospital cover plus access to doctors for day-to-day health needs.
All of our Working Visitor Cover products meet the visa condition 8501 set by the Department of Home Affairs for visas including 485, 482 and 457
If you have a partner and/or dependants who live with you, they can be added to your cover.
Covers you for your hospital accommodation and treatments when admitted to hospital.
We will pay the MBS rate for medical services relating to Psychiatric treatment received while in hospital. The accommodation rate will vary depending on your choice of hospital.
To limit potential out of pocket expenses please contact us prior to your hospital stay for an overview of the Private hospitals in our extensive network. You can read more about this as well as our hospital rates in the section below.
nib/IMAN Agreement Private Hospitals are paid at 100% of the nib contracted rate.
Non-Agreement Private Hospitals are paid at the level determined by the Department of Health and Ageing, called the Default Benefit.
Public Hospitals are paid 100% of the Gazetted Rate Determined by the State and Territory Authorities.
The Medicare Benefit Schedule (MBS) is a schedule of recommended fees for medical services set by the Australian Government. If your doctors’ charges exceed this amount, you will need to pay the difference.
The Medicare Benefit Schedule (MBS) is a schedule of recommended fees for medical services set by the Australian Government. If your doctors’ charges exceed this amount, you will need to pay the difference.
Extras are the services that help you
stay fit and healthy.
You will receive the complete cost back for included Extras services, up to your annual limits. This means you will not have any out of pocket expenses.
| Service | Waiting period | Annual limit |
|---|---|---|
| Prescription medicine | 2 months |
$500
|
Australia's public health system doesn't cover you when you visit a dentist.
To be covered for dental choose Top cover.